Janvier Law Firm, PLLC

January 2019 Archives

How Chapter 13 bankruptcy may be able to help you

Chapter 13 bankruptcy is a personal bankruptcy option that allows the filing party to repay creditors according to a repayment plan developed with the help of the bankruptcy court. It differs from Chapter 7 personal bankruptcy because it does not involve the liquidation of assets but it is also important to keep in mind that it helps the filing party reorganize their debts so the amount they have to repay will also be worked out with the help of the bankruptcy court.

An automatic stay will quiet creditors

Anyone with debt knows the feeling you get when a creditor calls or a collection letter comes in the mail. The twisting knot in your stomach, the prickling fear on your neck, the resulting feeling of hopelessness as they recite the same old demands and threats; it’s a painful experience, but it can be stopped.

North Carolina bicycle company closing its doors

This blog recently discussed how business bankruptcy options can help struggling businesses. As is true of personal bankruptcy, there are both reorganization and liquidation bankruptcy options for struggling businesses and the best option depends on the needs and goals of the business.

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